The widespread adoption of digital technologies and increased mainstream acceptance of cryptocurrency protocols and blockchain applications are poised to irrevocably alter the banking industry.

It is well documented that countries that have a good savings culture tend to be more prosperous than those that don’t, writes Gaye Crossley.

SA has one of the worst savings rates in the world, but this poor savings culture is not only a problem at household level, it is symptomatic of a deeper issue, shows new research conducted into national savings by Investec and GIBS.

Exchange controls in SA provide no economic guarantees of stability, but drive up the cost of cross-border relationships for everyone.

The true meaning of financial inclusion is too important to leave as an incomplete discourse, in a country like South Africa facing very real economic challenges.

It is almost impossible for most people to live completely debt-free. But the question is: how detrimental is debt accumulation to your financial future?

A tsunami of investment is heading for Africa and business needs to be ready to capitalize on this in a sustainable way.

There is general agreement that encouraging savings is essential in any strong and vibrant economy. What does SA have to do to bring home the bacon?

Predicting distress is essential for investors or lending institutions who wish to protect their financial investments. Which predictive techniques work best?

Despite legislation to curb excessive lending, consumers are drowning in debt, reports Stafford Thomas.